Michael Ratcliffe Financial Planner Report

Name:
Michael Duncan Ratcliffe

Rep Number:
000246118

Status:
Current

First Advice:
2005

Disciplinary action:
No action

Most Recent Role:
2016-06-09 onwards

Location:
Whitfield, , QLD, 0

ABN:
16 780 583 516

Licensee

Appointed By
Name:
Elders Financial Planning Pty Ltd

Licence Number:
000224645

ABN:
48 007 997 186

May advise on following product areas:
Non-basic Deposit Products
Government Debentures, Stocks or Bonds
Investment Life Insurance
Life Risk Insurance Products
Managed Investment Schemes, including IDPS
Standard Margin Lending Facility
Retirement Savings Account Products
Securities
Superannuation

Qualifications
Financial Planning Association of Australia (FPA)
DFP 1 Introduction to Financial Planning
Financial Planning Association of Australia (FPA)
DFP 2 Risk Management and Insurance Planning
Financial Planning Association of Australia (FPA)
DFP 4 Retirement Planning
Financial Planning Association of Australia (FPA)
DFP 8 Financial Plan Construction and Review
Kaplan
Margin Lending